Effective 7 August 2026
Your debts, payment logs, and plan settings are stored only on your iPhone, in the app's own container. They are never uploaded anywhere — Debtfall has no server, no account system, and no analytics or advertising SDKs.
Nothing. The app makes no network requests. Its App Store privacy label is "Data Not Collected".
Debtfall never asks for bank logins, account numbers, or card numbers, and never connects to any financial institution. Every number in the app is one you typed in yourself.
Payment reminders are scheduled locally on your device using Apple's notification system. They are created and delivered entirely on-device.
Home-screen and lock-screen widgets read the same on-device data as the app, through Apple's App Group mechanism. Lock-screen widgets show progress and dates only — never balances or debt names — unless you enable amounts in Settings. Nothing is shared with any third party.
Deleting Debtfall deletes your data with it. There is no copy anywhere else, so there is nothing else to delete — and nothing we could recover.
Debtfall provides estimates based on the numbers you enter, assuming monthly compounding. It is not financial advice.
Contact: github.com/asger777/debtfall